This is one in my continuing Pulitzer Prize winning series, "Health Care After My Shoulder Got All Whopperjawed." When we last left off, I told you about going to the emergency room during the last snowfall for a separated shoulder. I received a notice from the billing department of the hospital that they were sending a bill to Blue Cross/Blue Shield for $2,027.31 (which represented the total bill of $3,025.83 less $998.52 for the "managed care adjustment.") This week I got my statement from Blue Cross. Hey, guess what? You know how I managed to have that low. low, low monthly premium of $300+ a month? I've got a deductible of $2,500! Using my Bridgeport High School math, that means I owe the entire $2,027.31. Add that to the Emergency Room Physician bill of $752.50 (that includes a 50% "early pay" discount), my current out of pocket total is: $2,779.81. Once again, this if for a three hour ER visit with no overnight stay and no surgery.
at 11:34 AM