(1) "Yahoo! Bill Pay", which I have used for ten years, has given me notice the service will be discontinued in September. Now I have to re-enter a ton of information on a new bill pay site. (2) My MasterCard provider, Citibank, sent me a new credit card with a new number because my account "may have been compromised." Huh? So now I have to go to all sorts of places that have been doing an automatic debit every month so that I can update them with a new account number.